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The Equity Savings Program simply restructures the payment schedule on your existing loan... so that your lender isn't the only one to benefit from your hard earned money.
|
Example |
Conventional | Equity Savings Program |
|---|---|---|
| If you had a mortgage of: | $100,000 | $100,000 |
| With a payment* of: | $940.86 Monthly | $470.43 Biweekly |
| At an interest rate of: | 9.5% | 6.5% Effective Rate* |
| And a term of: | 30 Years | 20 Years, 7 Months |
| You would repay a total of: | $302,697.82 | $227,496.57 |
| For a term reduction of: | - 0 - |
9 Years, 5 Months |
| And an interest savings of: | - $0.00 - | $75,201.25 |
* Payment includes $100.00 monthly for tax and insurance escrow
The Smartest Mortgage of The Century!
The Equity Savings
Program (ESP) assures your financial future today! You have the
opportunity to take part in an extraordinary program that has been the
focus of articles on mortgages in The New York Times, The Wall
Street Journal, USA Today and the Los Angeles Times.
Now, it’s time for the Auto Industry. With no extra effort you can save
hundreds of dollars in auto loan interest that you would normally pay to
your lender. The determination of where and how you spend your money
can now be back in your hands.
With the Equity Savings
Program:
- You keep your current mortgage
- You take full advantage of the biweekly mortgage without refinancing, which means:
- No points to pay
- No loan origination fees
- No closing costs
- No appraisal fees
- No credit check
- No requalifying whatsoever
Let SmartNote give you a free loan analysis today
(For Texas customers only) After first contacting SmartNote, if you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaints to: Texas Department of Banking, 2601 North Lamar Boulevard, Austin, Texas 78705, 1-877-276-5554 (toll free), www.dob.texas.gov
Copyright © 2011 The SmartGroup, L.P.