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The Equity Savings Program simply restructures the payment schedule on your existing loan... so that your lender isn't the only one to benefit from your hard earned money.
| Example of Auto Loan | Conventional | Equity Savings Program |
| If you had | $25,000 | $25,000 |
| With a payment of: | $531.20 monthly | 265.60 Bi-weekly |
| At an interest rate of: | 10% | 9.38% Effective Rate* |
| And a term of: | 60 Months | 55 Months |
| Your term reduction would be: | -0- | 5 Months |
| With an interest savings of: | -$0.00- | $568.93 |
|
With an increased equity in 3 1/2 yrs of: |
-$0.00- | $1,827.95 |
*Effective Interest Rate is based on the amortization of the original loan over the original term to equal total reduced interest.
The Smartest
Auto Loan of The Century!
The Equity Savings Program (ESP) assures your financial future today! You have the opportunity to take part in an extraordinary program that has been the focus of articles on mortgages in The New York Times, The Wall Street Journal, USA Today and the Los Angeles Times. Now it’s time for the Auto Industry. With no extra effort you can save hundreds of dollars in auto loan interest that you would normally pay to your lender. The determination of where and how you spend your money can now be back in your hands.
With the
Equity Savings Program:
- You keep your
current auto loan
- You take full advantage of the bi-weekly auto loan without refinancing
- Keep up with the fast depreciation of your vehicle
Let SmartNote give you a free loan analysis today.
(For Texas customers only) After first contacting SmartNote, if you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaints to: Texas Department of Banking, 2601 North Lamar Boulevard, Austin, Texas 78705, 1-877-276-5554 (toll free), www.dob.texas.gov
Copyright © 2011 The SmartGroup, L.P.